Disclosures

National Mortgage Alliance is required to make certain disclosures to you when you have made application with us. These disclosures, which are required by the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA) include good faith estimates of your cost of credit; good faith estimates of your settlement costs; HUD mandated booklets "Guide to Settlement Costs" and "When your Home is on the Line"; notices concerning the possibility that your mortgage loan servicing may be transferred; and your right to a copy of any appraisal, if any, performed on your home.

Our Regulator

National Mortgage Alliance is regulated by the FDIC. You can contact the FDIC at:

FDIC Consumer Response Center
1100 Walnut St, Box #11
Kansas City, MO 64106

Equal Opportunity Lender

National Mortgage Alliance is an Equal Opportunity Lender and we conduct business in compliance with the Federal Fair Housing Act. National Mortgage Alliance makes loans and extends credit without regard to race, color, religion, national origin, sex, handicap, or familial status.

Any individual who feels they have been discriminated against in dealing with us may file a complaint with HUD by calling toll-free 1 (800) 669-9777 or by writing to:

Office of Fair Housing and Equal Opportunity
Department of Housing and Urban Development, Room 5204
451 Seventh St. SW
Washington, DC 20410-2000

Additional information about fair lending may be found online at www.HUD.gov.

Publications You May Wish to Review

  • Buying Your Home: Settlement Costs and Helpful Information (HUD)
  • Consumer Handbook on Adjustable Rate Mortgages / CHARM Booklet (Federal Reserve Board)
  • Interest Only ARMS: Are They for You? (FDIC)
  • A Guide to Fair Lending (FDIC)