NMA "Real Deal" Guarantee
National Mortgage Alliance is committed to providing our customers with the best overall pricing on a mortgage. We're so convinced that we offer a better package deal than our competitors that we guarantee it with our "Real Deal" Guarantee.
A Real Deal means that we promise not just the best rates, the lowest fees, or the smallest points. Any lender can provide a low-ball estimate on one of these items while making up the difference somewhere else. National Mortgage Alliance puts it all together so you get a real deal on your mortgage.
With our combination of great rates and low lender fees, we guarantee we'll offer you the BEST DEAL available from a national lender - or we'll pay you $500!
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National Mortgage Alliance has always provided our borrowers with Guaranteed Lender Fees so there are no surprises at closing. Our all-in-one lender fee includes all the fees associated with your loan, so you don't need to worry about discount points, origination fees or miscellaneous add-ons that other lenders charge.
With our national lending power, even our third party fees are more competitive. We've negotiated volume deals with our providers of third party services like appraisal, title and closing services, passing the savings along to you.
As an Upfront Mortgage Lender, National Mortgage Alliance discloses all our fees online when you search rates, so you can see and compare exactly what you'll be paying - before you lock your loan!
The Real Deal Guarantee
The Real Deal Guarantee assures you that our combination of Low Rates and Guaranteed Lender Fees will provide you with the best deal available. If not, we'll pay you $500.
How does the Real Deal Guarantee work? It's as easy as 1 ... 2 ... 3:
- Search National Mortgage Alliance rates and submit your application for a purchase or refinance loan on your primary residence. Before you lock your rate, we will review your application and, if you qualify, we will issue a conditional approval after reviewing your title and appraisal.
- Once you qualify for your loan with National Mortgage Alliance, you may present us with an offer in the form of a Good Faith Estimate (GFE) from a competing lender. The GFE must include the same note rate and loan terms, offered on the same day, and it must be at least $500 lower in total lender fees than your GFE from National Mortgage Alliance.
- Deliver your competing offer to National Mortgage Alliance by 5pm EST on the day you receive your conditional approval from us. If National Mortgage Alliance can match the lower quote, we'll let you know and you will need to lock your loan immediately. If we can't honor the competing offer, we will pay you $500 when you close your loan at those terms with the competing lender.
